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Homeowners Insurance – Features and Benefits

What do you get when you protect yourself with the GMAC Insurance Homeowners Program?*

Comprehensive insurance coverages to protect your property against damage from fire, smoke, storms, vandalism, theft and other hazards.
Temporary living expenses if your home is uninhabitable after a covered claim.
The option to add coverage for valuable personal property, such as jewelry and musical instruments.
Optional extended Replacement Cost Coverages to help protect you against depreciation and ensure that your home will be rebuilt to its original quality in the case of a covered loss.
Replacement Cost Coverage that replaces your lost personal belongings with brand-new equivalents of the same quality.
A free Annual Home Rebuild Cost Analysis – an invaluable service that goes far beyond what most insurance companies provide. We calculate the true replacement cost of your home just prior to your annual policy renewal. That means including architect fees, demolition costs, materials, labor, building code requirements – and all in your zip code!
Optional extended coverages for business property.

Plus, you can get a multi-policy discount of up to 10% on your Homeowners insurance if you also insure your auto with GMAC Insurance.

Ready to begin?

It's easy. Get an online homeowners quote or call 1-866-675-3669 for your free, no-obligation rate quote.

*The GMAC Insurance Homeowners Program is provided by member companies of the Homesite Ins. Group which is not affiliated with GMAC Ins. Member companies include: Homesite Ins. Co., Homesite Indemnity Co., Homesite Ins. Co. of California, Homesite Ins. Co. of Florida, Homesite Ins. Co. of Illinois, Homesite Ins. Co. of the Midwest, Homesite Ins. Co. of New York, Homesite Ins. Co. of Pennsylvania, Ranchers and Farmers Mutual Ins. Co., and Homesite Lloyds of Texas.

Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.

Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.