Additional Coverages and Warranty Programs

The GMAC Insurance Homeowners Program* works with select insurance partners to offer extended coverage limits, scheduled property options, personal injury liability coverage, and a host of other insurance products and services designed to meet your individual needs. And special insurance products are available for those who live in parts of the country that are more at risk for certain natural disasters.

Our Additional Coverages include:

• Coverage for Mobile and Manufactured Homes
• Landlord & Dwelling Fire
• High Value Homes & Estates
• Antique and Collector Cars
• Personal Umbrella and Excess Liability (from $1 million to $5 million)
• Scheduled and/or Blanket Valuables (Jewelry, Furs, Fine Arts, Musical Instruments, Computers, Silver)
• Builders Risk
• Watercraft/Yachts
• Personal Watercraft and ATV

Earthquake Coverage

Earthquake or earth movement coverage is not covered under basic homeowners policies. Coverage options are available, subject to state variations, for loss due to earthquake or earth movement.

Home Warranty Programs

Homeowners don’t always set aside the kind of money needed to handle unforeseen home repairs and maintenance. These expenses often come with hefty price tags for repairs, replacements and labor. While your homeowners insurance may help with damages caused by a mishap, the replacement cost and labor to remedy the situation could run you into the thousands. Home warranty programs are one way to affordably prepare for the unexpected.

To learn more about these specialized insurance programs, call us at
1-800-280-5236.